26 days ago
Paying for College

How would the FAFSA work for foster children.

My grandparents are my foster parents, and they are both on retirement. What would I put for my income?

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25 days ago

This is really good question. I wasn't sure :) so I used Ivy assistant and learned something!

"FAFSA (Free Application for Federal Student Aid) can be particularly helpful for foster youth, as they may qualify for additional financial aid resources. Let's go through some important points to consider when completing the FAFSA as a foster child:

Independent student status: Foster youth are considered independent students on the FAFSA, meaning they do not need to provide parental financial information. This can lead to higher financial aid eligibility. When filling out the FAFSA, make sure to indicate your foster care experience to receive the appropriate designation.

EFC (Expected Family Contribution): As an independent student, your EFC will likely be lower, which can increase your eligibility for need-based aid such as Pell Grants, work-study programs, and subsidized loans.

Chafee Grants: Some states offer Chafee Grants, which are specifically designed to help current and former foster youth pay for college or career training programs. When completing the FAFSA, check if your state offers these grants and apply accordingly.

Additional resources and support: Many colleges and universities offer special support services for foster youth, such as on-campus support programs, mentoring, and academic assistance. Reach out to the financial aid offices and support services at the schools you are interested in attending to learn more about their resources for foster youth.

To ensure that you are taking full advantage of the available financial aid resources, it's essential to complete the FAFSA accurately and on time. Remember that the FAFSA opens on October 1st each year and should be completed as soon as possible to maximize your aid eligibility.

When completing the FAFSA as a foster youth, you will need to report your own income and assets, not those of your foster parents or any other family members. Here's what you should include as income:

Wages, salaries, and tips: Report any income you earned from working during the previous tax year. You can find this information on your W-2 form or your tax return.

Other taxable income: If you received any other taxable income, such as unemployment benefits, alimony, or income from a rental property, you should report it on the FAFSA as well.

Non-taxable income: Some non-taxable income sources, such as Supplemental Security Income (SSI), TANF, or child support, must also be reported on the FAFSA.

Assets: List the current value of any assets you have, such as checking and savings account balances, investments, and real estate (excluding your primary residence). Do not include assets from foster care, such as payments received for being in foster care or any assets held in a trust for you as a foster youth.

Keep in mind that as an independent student, your income and assets will have a greater impact on your financial aid eligibility than if you were considered a dependent student. It's essential to report your financial information accurately to ensure you receive the appropriate amount of aid.

If you're unsure about any aspects of reporting your income on the FAFSA, don't hesitate to ask for assistance from your school counselor or a financial aid administrator at the college or university you're considering attending."

Hope that is helpful :)


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