Reasons for a successful financial aid appeal

Due to some changes in my family's financial situation, I think I might need to submit a financial aid appeal to my prospective colleges. What are some valid and effective reasons that could support an appeal? I'm worried about not having enough justification, and I'd like to hear from anyone who's undergone this process and what contributed to a successful outcome. Is there anything specific I should ensure to include in my appeal?

While each college may handle financial aid appeals differently, there are a few common reasons that can often lead to successful outcomes in an appeal process. Remember, the key is to show what has changed about your situation since you submitted your initial financial aid application.

1. Financial Changes: A significant change in your financial situation such as job loss, cut in income, or unforeseen medical expenses can be valid reasons to appeal. It's crucial to provide documentation that substantiates these changes.

2. One-Time Income: If your family has received a one-time influx of money such as an inheritance, sell of a house or a retirement distribution, it may have inflated your family's income for that year. Providing details about this one-time income in an appeal can potentially lead to a successful adjustment.

3. Educational Changes: If your sibling starts attending college at the same time as you, your family's ability to pay will be divided between you two. This can be a valid reason to request a review of your financial aid package.

4. High Non-Disposable Costs: If your family has unusually high costs like medical expenses, caring for an elderly parent, or costs related to a special needs sibling, these can be viewed as circumstances that impact their ability to contribute towards your education.

When writing your appeal letter, make sure to clearly explain the change in your circumstances since you first filled out your FAFSA and present any supporting evidence. Include also the facts about the financial aspects and the impact on your ability to afford your education. Appeal letters ideally should be both factual and reflective of your personal circumstance.

However, keep in mind that not every appeal will be successful, so it's important to have a plan in place in case your appeal isn't granted. Sometimes, schools simply don't have the financial resources to increase your aid package, no matter how compelling your appeal.

Finally, always remember to be respectful, concise and polite in your appeal as the financial aid officers are there to help you. And make sure to submit your appeal as soon as possible to give yourself the best chance for reconsideration.