Scholarships for college: What are the options?

I'm trying to figure out my financial aid options and am wondering what scholarships are available for college students? Are there ones that are easier to get than others, or hidden gems I should know about?

When exploring options for financial aid, scholarships can definitely help to lessen the burden. Scholarships are divided into two general categories: merit-based and need-based.

Merit-based scholarships are typically awarded on the basis of academic, athletic, or artistic achievements, or on other areas of personal interest or specialty. Some of these might be offered directly by the university you're applying to, particularly if your academic or extracurricular achievements align with their focus areas. For example, a university known for its engineering program might offer scholarships to students who have shown exceptional ability in math and science.

Local and community-based scholarships can also fall into the merit-based category and are a source often overlooked by many students. Local businesses, charities, and community organizations often offer scholarships to students from the area. It's a smart idea to check with your school counselor or a local community center for a list of these opportunities.

Need-based scholarships are awarded based on your family's financial situation. To qualify for these, you'll typically need to fill out the FAFSA (Free Application for Federal Student Aid) or the CSS profile, which provide a detailed look at your family's financial capabilities and constraints. After assessing your family's income, the number of dependents, etc., colleges and scholarship funds determine your eligibility for need-based aid.

There are also specific scholarships for various demographics or backgrounds, including scholarships for first-generation students, military families, particular ethnic groups, and more.

The 'ease' of obtaining a scholarship can really vary depending on the specific scholarship and the criteria for qualifying. Keep in mind that scholarships with higher award amounts will likely be more competitive. One strategy could be to apply to several smaller scholarships where you meet the qualifications, as they might have less competition and can collectively make a significant impact on your financial needs.

Remember to start your scholarship search early and pay close attention to deadlines. This is a process that requires time and commitment in terms of researching options, gathering application materials, and writing essays, so starting early is key. Good luck on your scholarship search!