How do I find scholarships for broke college students?

I'm worried about affording college as money is tight for my family. What scholarships are specifically available for students who are struggling financially, and how can I effectively apply for them? Any tips on where to start would be helpful!

Many scholarships are awarded based on financial need, so you have plenty of options to help pay for your education.

Before you start applying for scholarships, you should complete the Free Application for Federal Student Aid (FAFSA). This form is often used by scholarship providers to assess eligibility for need-based scholarships. One critical term you'll encounter on the FAFSA is the Student Aid Index (SAI), which helps determine your financial need. The lower your SAI, the higher your need. Some scholarship providers may have SAI thresholds for their scholarships.

There are many resources available to help you search for scholarships. One place you might want to start is with federal and state government scholarships. Different states have various programs, so it's best to check your state's Department of Education website for information.

Next, reach out to your prospective colleges' Financial Aid offices. A lot of universities offer need-based scholarships and have their own specific application processes. Many schools have endowed scholarships that you might be eligible for based on your financial need.

Don't forget about local scholarships. Check with your high school counseling office for resources. Local clubs, community organizations, and businesses often sponsor scholarships for local high school seniors.

Furthermore, scholarships can be found through online platforms. Appily is a free site that lists scholarships and provides additional resources and tips for applying. Some websites allow you to create a profile and then match you with scholarships you qualify for based on your academic, extracurricular, and financial details.

When applying for scholarships, prioritize those with eligibility criteria that fit you best. It's crucial to follow the application instructions precisely and submit all required materials before the deadline. This might include transcripts, financial documents, letters of recommendation, or essay responses. It's particularly important to give your referees plenty of notice, so they have time to write a thoughtful letter of recommendation.

Remember that scholarship applications take time and effort, but the potential to receive money for college that you don't have to pay back is worth it. Good luck!