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Paying for college without loans?

Is it even possible? I'd really love to minimize my debt for college, but I'm not sure how feasible that is. Has anyone managed to cover their college expenses without taking out loans, and if so, how did you do it?

7 months ago

It's definitely possible to pay for college without loans, but it does require a combination of strategies and effort. Many students cover their college expenses through a mix of savings, scholarships, grants, work-study opportunities, and low-cost schools.

First and foremost, you should apply for financial aid using the FAFSA and CSS Profile. These forms determine your eligibility for need-based grants and work-study opportunities. Some schools have their own institutional aid as well, so be sure to look into that.

Next, apply for as many scholarships as you can. There are numerous scholarships out there, ranging from local organizations to national competitions, based on merit, financial need, or specific interests. Consider CollegeVine's scholarship search tool to find suitable scholarships to apply for.

Working part-time during school and summer can also help cover expenses. Work-study programs offer jobs on campus, so consider that when looking for part-time employment.

Also consider attending a community college for the first two years and then transferring to a four-year university to save on tuition costs. Or, research affordable in-state public universities and colleges that offer substantial financial aid packages.

In short, while paying for college without loans can be challenging, it's definitely feasible with the right planning and dedication. You might also be interested in checking out 'no-loan' schools—here's a list from CollegeVine: https://blog.collegevine.com/no-loan-colleges-what-they-are-and-a-complete-list

7 months ago

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