I'm a high school junior looking into colleges and trying to save money. Do you guys have any suggestions for the most affordable US colleges or universities? Any personal experiences would be super helpful! Thanks!
While affordability can be subjective, considering at-cost tuition fees and financial aid opportunities can be a good strategy.
1. Appalachian State University in North Carolina typically has modest in-state tuition fees, and they also extend their reasonably priced tuition to neighboring states through the Academic Common Market.
2. City University of New York (CUNY) system is a good choice particularly for New York residents, providing affordable tuition and a wide range of academic choices.
3. Alcorn State University in Mississippi has one of the lowest in-state tuition rates in the country and provides good financial aid opportunities.
4. Your home state's public universities could be the most affordable since in-state tuition is significantly cheaper.
5. Many high-caliber private institutions with large endowments, such as Harvard and Princeton, have generous financial aid programs that can make attendance affordable for lower and even middle-income families. Harvard for example, offers free tuition for families earning less than $85,000 per year.
Remember, affordability isn't just about the sticker price. Take some time to review each school’s net price calculator, which takes into account tuition, fees, and financial aid, to get a more accurate sense of what you might have to pay. When looking to save money, be sure to also consider other expenses like room, board, and textbooks.
However, consider not solely focusing on affordability. Look at other important factors like academic strength, student support services, and graduation rates. A college might be affordable, but if it doesn't provide the academic and social environment you need, it won't be a good investment.
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