Tips for transferring TRICARE coverage while in college

I have TRICARE coverage, and I'll be moving to college soon. Does anyone know the process for transferring my TRICARE benefits while I'm away at school? I want to make sure I stay covered during college.

Absolutely, staying insured during college is vital for your health and peace of mind. With TRICARE, you have multiple options available to you to ensure you stay covered while in college. Here are some suggestions:

1. TRICARE Prime: If your family has TRICARE Prime and your college is in a Prime Service Area (where Prime is offered), you can transfer your Prime coverage to your new location. You can check your college's location for TRICARE availability at the website of your regional contractor. This policy may require you to choose a new primary care manager in your college city.

2. TRICARE Select: If your college is not in a Prime Service Area, you could switch to TRICARE Select, which doesn't require you to live in a specific area. With TRICARE Select, you're also not required to designate a primary care manager and can set appointments with any TRICARE-authorized provider.

3. Emergency and Urgent Care: No matter what TRICARE plan you have, you'll automatically be covered for emergency care anywhere. Urgent care is also available without a referral, but always make sure to double-check the rules depending on your specific TRICARE plan.

Transferring your TRICARE coverage basically can be accomplished by contacting your regional contractor and informing them about your change in address, and your intent to switch or transfer to a plan that best fits your location and needs.

However, it's crucial to maintain your eligibility by keeping your information updated in the Defense Enrollment Eligibility Reporting System (DEERS). If your eligibility isn't updated appropriately, you could lose your TRICARE entitlements.

Either way, it's important to research thoroughly and decide which option is best for you and your specific circumstances. Don't hesitate to contact TRICARE directly with any questions or concerns you might have.