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Struggling with parent simplified path determination

I'm trying to understand the simplified pathway when it comes to financial aid. Anyone know how the parent simplified path determination works? Thank you in advance!

6 months ago

The simplified pathway, or simplified needs test, is a part of the Free Application for Federal Student Aid (FAFSA) process that's used to simplify the financial aid application for some families. It consists of skipping a few questions on the FAFSA related to assets based on certain eligibility criteria, which can make the application process for financial aid a bit easier. To be eligible for the simplified pathway, your family must meet specific income and tax filing requirements.

Here are the 3 primary criteria that must be met for parent simplified path determination:

1. Your parent's income must be less than $50,000.

2. Your parent(s) must either be eligible to file (or did file) an IRS Form 1040A or 1040EZ, or are not required to file a federal income tax return at all.

3. Your parent(s) must receive specific federal means-tested benefits, such as Supplemental Nutrition Assistance Program (SNAP), Temporary Assistance for Needy Families (TANF), Supplemental Security Income (SSI), or Free or Reduced-Price School Lunch.

If your family meets all of these criteria, you may qualify for the simplified needs test on the FAFSA. In this case, the assets portion of the FAFSA will be skipped, and your family's expected family contribution (EFC) will be calculated based only on the limited income information provided.

It is important to note that the actual financial aid amounts awarded to you will depend on various factors taken into account by the colleges themselves. The simplified pathway can make the application process less complex, but the actual amount of aid you receive will be determined by the specific colleges you apply to.

I hope that answers your question about how the parent simplified path determination works for financial aid. Good luck with your FAFSA and college application process!

6 months ago

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