I have not taken the ACT and SAT yet, and it's hard to get a good picture of what colleges are reaches or targets...

The first thing to remember is that test scores are only part of the application and college vine offers a lot of advice on the other aspects such as essays and coursework. What is probably most important for you to do at this point is to build your extra-curricular resume and there's a lot of good advice in the Q&As. If you really want to have an idea of what schools are reaches/targets I would recommend taking a practice SAT and using that score in the chancing engine which will give you a fairly accurate baseline at the moment. If that is too much hassle then you can put in the score that you think you'll be shooting for. Make sure you're realistic when you do this (i.e think about your strength in previous multiple choice tests in ELA and Math) so you can have accurate results. Just keep in mind that if you do this, things change over the course of high school so don't feel limited by the chancing engine especially when you're not even through your first year in high school. Good luck!

If you have taken the PSAT you could translate that by googling in the year you took it and the words psat act conversion like

2019 Psat as act score.

I will like to answer this in short, You can ask for what kind of extracurricular activities you can make and required AP classes.